Lifetime Pet Insurance
from £9* per month!

* Based on Lifetime £5,000 cover for a 1-year old neutered female Small Mongrel based in NP15
Get a Quote
Trustpilot
My dog has a lifetime illness which they paid out for her treatment a couple of years ago and I feel relaxed knowing they will continue to cover my dog for her condition going forward.
Charlotte - InsureYourPaws's Customer - 14th April 2020
 

What is Lifetime Pet Insurance?

Lifetime Pet Insurance is the most comprehensive cover we offer. It covers vet fees for your cat or dog for the whole of their life as well as third-party liability (dogs only), accidental death, theft or straying and much more!

With a lifetime policy in place, you can rest assure your pet will have assistance if they happen to need long-term or recurring illness cover. It also reduces the risk of claim being declined due to pre-existing condition if any occurs before cover starts (subject to no gap in cover) or due to age limits for new policies.

Don’t think twice and get a quote now!

Why Choose Us?
  • Award Winning Insurance Provider
  • Multi-Pet discount*
  • We Can/Will Pay Vets Directly
  • Choice of 3 Cover Levels
  • Easy Claims Process
  • No Extra Cost to Pay Monthly

    •     * may be subject to minimum premiums

Frequently Asked Questions

  • Is Lifetime Pet Insurance worth it?

    Getting Lifetime Pet Insurance could be very valuable if you consider that your pet will be covered for long-term and/or recurring illnesses during the policy period, especially when they get older. It is also beneficial and suited if you have an expensive pedigree pet that could potentially suffer from hereditary illnesses.

  • When should I buy Lifetime Pet Insurance?

    Overall, the earlier you get Lifetime Pet Insurance for your pet, the more you can benefit as puppies and kittens tend to be more accident susceptible. With Lifetime Pet Insurance you will rest assured that cover for those unfortunate mishaps can continue and they are also covered if they develop some health conditions in the coming years.

  • What is the best Pet Insurance?

    Assessing the best Pet Insurance for you depends entirely on your budget and needs. However, the Lifetime Pet Insurance is considered the most comprehensive policy on the market if this is what you are looking for.

For long-term or recurring illness cover for your pet, choose Lifetime Pet Insurance. Get a Quote!
 

What does Lifetime Pet Insurance Cover?

 
 

What's not covered

 

What does Lifetime Pet Insurance Cover?

Veterinary Fees

The Vet fees cover is provided up to the limit on your policy schedule, per each specifically identifiable illness or injury per policy year subject to the renewal of the policy at each anniversary and premiums paid on time.

Third-Party Liability

Cover provided for accidental bodily Injury (fatal or non-fatal) or accidental damage to property not owned by you or in the custody or control of you caused by your dog.

Emergency Boarding Kennel or Cattery Fees

We will pay the cost, up to the policy limit, of boarding your pet at a licensed premise if you, or anyone normally living with you, need to go into hospital for emergency medical treatment.

Theft or Straying

We will cover the purchase price of your pet up to the policy limit if it is stolen or goes missing and no recovery is made within 45 days, despite advertising and offering a reward. If your pet is lost or stolen you must contact us and police within 48 hours of your pet going missing.

Advertising and Reward Costs

Cover provided for the cost of local advertising if your pet is lost or stolen as well as the cost of a suitable reward up to the policy limit.

Accidental Death

We will pay the purchase price up to the policy limit of your pet if it dies or has to be put to sleep by a vet following an accident.

Holiday Cancellation

This provides cover for any cancellation costs that you cannot recover if you have to cancel or cut short your holiday because your pet got injured/illness while you are away.

Optional Overseas Travel Insurance

We will reimburse you for up to the policy limit for veterinary fees, quarantine costs, emergency repatriation and loss of passport during a journey made by you and your pet within the European Union.

What's not covered

 
We can pay vets directly, so you don’t need to worry when your pet needs your full attention.

Compare Other Types of Pet Insurance

  • From £5 * per monthGet a Quote
    * Based on Dog Accident Only cover £1,000 cover.

Depending on the vet fee limit selected, cover can be provided for veterinary fees up to a maximum of £2,000, for each covered accidental injury including any illness caused by the accident for up to 12 months subject to the renewal of the policy and premiums being paid on time.

  •   Veterinary Fees
  •   Third-Party Liability (Dogs Only)
  • From £7 * per monthGet a Quote
    * Based on Maximum Benefit £2,000 cover for a 1 year old neutered female Yorkshire based in NP15.

Depending on the vet fee limit selected, cover can be provided for veterinary fees up to a maximum of £6,000, for each covered illness or injury subject to the renewal of the policy and the premiums being paid on time. Once the vet fee limit has been reached, that condition will no longer be covered.

  •   Veterinary Fees
  •   Third-Party Liability (Dogs Only)
  •   Accidental Death
  •   Emergency Boarding Kennel or Cattery Fees
  •   Theft or Straying
  •   Holiday Cancellation
  •   Lost & Found Ads
  •   Overseas Travel

If you've got more than one cat or dog, you might want to consider a multi-pet policy **. You could cover multiple pets at the same time, qualify up to 10% discount and have all of your documents in one place!

** may be subject to minimum premiums